| Background:
| Background:
Home Benefit “Cap”

Benefit “Cap”

There is a nationally applied maximum – a “Cap” – on the total amount of certain social security benefits a single person or family below pensionable age can receive, subject to certain exemptions (see below).
The main benefits within the “Cap” include: Housing Benefit; Employment and Support Allowance (ESA) (unless you are in the Support Group); Income Support; Job Seeker’s Allowance (JSA); Severe Disablement Allowance (SDA); Incapacity Benefit (IB).

The Cap works by reducing Housing Benefit until the total amount of relevant state benefits received is below the following:
• The maximum amount of benefits a family or a couple may receive is £384.62 per week or £20,000 per annum (outside London)
• The maximum amount of benefits a single person may receive is £257.69 per week or £13,400 per annum ( outside London)
There are exemptions if someone in the household receives Disability Living Allowance (DLA), Personal Independence Payment (PIP), ESA (Support Group) or some other benefits.